vCard – Mobile Credit Card 7.2

vCard is a mobile credit platform that has partnered with RBL Bank to offer co-branded credit cards and with Pinnacle Capital Solutions Private Limited for credit line products known as PINCAP.

Activate cash in your mobile now with vCard, your one-stop finance app for on-demand credit. You can use it as a credit card, cash, or personal loan. It offers instant approval, digital documentation, and zero joining fees, unlike traditional plastic credit cards that can take 15 days or more.

With vCard, you can get a Visa Mobile Credit Card co-branded with RBL Bank. Benefits include physical plastic card spends with cashback, 0% interest on all card spends up to 50 days, rollover interest at 3.5% per month afterward, transfer options to your bank account on EMI at 13-20%, and more.

Furthermore, vCard offers a credit line issued by Pinnacle Capital Solutions Private Limited (an RBI registered NBFC) known as PINCAP. Key features include paperless KYC application, zero processing charges and annual fees, interest rates between 3-3.5% per month (36-42% APR), a credit limit up to Rs. 60,000, flexible repayment options, and personalized offers.

In addition to the financial benefits, vCard offers AI-driven chat-based credit card support on WhatsApp or via email at [email protected], providing prompt and efficient assistance without the typical long wait times on customer service lines.